Terms of Service

Last updated: September 12, 2025

1. Acceptance of Terms

By accessing and using Etech.pk's calculators and tools, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with these terms, you are prohibited from using our services.

2. Description of Service

Etech.pk provides free online calculators and tools including:

  • BMI Calculator for health assessments
  • Mortgage Calculator for financial planning
  • Password Generator for security
  • IBAN Generator for international banking
  • SEO ROI Calculator for marketing analysis
  • Grow a Garden Calculator for gaming
  • Unit Converter and Budget Planner

3. User Responsibilities

As a user of our services, you agree to:

  • Use our tools for lawful purposes only
  • Verify all calculations independently for important decisions
  • Not attempt to reverse engineer or copy our tools
  • Respect our intellectual property rights
  • Not use automated systems to overload our servers

4. Accuracy and Disclaimers

While we strive for accuracy in all our calculators:

  • Results are estimates and should not be considered professional advice
  • We do not guarantee 100% accuracy for all calculations
  • Users should verify important calculations independently
  • Medical, financial, and legal decisions should involve qualified professionals

5. Intellectual Property

All content, design, code, and functionality on Etech.pk is owned by us and protected by intellectual property laws. This includes:

  • Calculator algorithms and formulas
  • Website design and user interface
  • Written content and instructions
  • Logos, trademarks, and branding

6. Limitation of Liability

To the fullest extent permitted by law, Etech.pk shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages
  • Decisions made based on calculator results
  • Loss of data, profits, or business opportunities
  • Service interruptions or technical issues

7. Privacy and Data

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. Key points:

  • Calculator inputs are processed locally in your browser
  • We don't store your calculation data on our servers
  • Analytics data helps us improve our services

8. Third-Party Content

Our website may contain links to third-party websites or services. We are not responsible for:

  • Content or privacy practices of external sites
  • Accuracy of third-party information
  • Products or services offered by other companies

9. Service Availability

We provide our services on an "as is" and "as available" basis. We do not guarantee:

  • Uninterrupted access to our tools
  • Error-free operation at all times
  • Compatibility with all devices or browsers
  • Continuous availability without maintenance

10. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of our services after changes constitutes acceptance of the new terms.

11. Contact Information

For questions about these Terms of Service, please contact us: